When you are ready to turn your savings into income, you want expert advice. 

 

We wrote the book on retirement income planning -- literally.  We were among the first financial planning firms in Canada to identify the emerging need for the special skills required to structure and implement an effective income plan to carry you through the changing stages of retirement.  Our strategies and experience in our own practice have been shared in professional development courses, guides and training courses that have been employed across Canada by banks, credit unions and insurance companies to introduce their advisors to this specialized area of financial planning. 

 

In our practice, we focus on preparing individuals, couples and families to make best use of their time, their health and their financial assets to achieve their personal objectives through the changing phases of life – and especially through the changing stages of retirement.  As a team, we provide advice and counsel at every step along the way. 

Our planning process follows the six-step process prescribed by professional financial planning standards.  We add to that, our personal approach to your plan.

 

 

Our full-service offering is a comprehensive, written plan outlining


 

                  your sources of income

                  your income needs

                  withdrawal strategies

                  investment planning and assumptions

                  contingency planning for health risks

                  wealth transfer and estate planning strategies

 

However, the initial plan is only the beginning.  We review your plan with you frequently to assure that it is being constantly adapted to the changing realities of your life, and reconciling the highly personal aspects of your situation with an income plan which meets those needs. 

                    

 

In the choice of products we employ to help you reach your objectives, we are independent financial advisors with access to the products of most financial institutions.  Our sponsoring mutual fund dealer, is IPC Investment Corporation, a member of IGM Financial Inc. and the Power Corporation group of companies.  We are able to maintain our independence to find the best solutions for you, the client, and yet we enjoy the backing of one of Canada’s largest financial networks. 

  

We take a team approach to delivering a highly satisfactory client experience.  Our planning expertise is just the beginning.  Thereafter, we are constantly striving to deliver the highest level of personalized service to each and every one of our clients.  Reporting, monitoring and account administration are combined with a sincere interest in the personal aspects of your planning needs.  We know you as an individual and are committed to helping you achieve the best results possible from your planning strategies.